Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,959 reviews, last reviewed 20th Apr 2026
137900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026
Christopher P's avatar
Christopher P

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3959)

Brilliant service

5
Always very efficient and prompt service Reviewed on: 18th January 2022

Excellent slick well designed website

5
Easy to use, informative, online/digital customer friendly service. Great long term savings rates. Reviewed on: 18th January 2022

Easy to use web site

5
I have opened and closed a number of fixed term accounts on line and never encountered a problem Reviewed on: 18th January 2022

Good bank!

5
Deliver what promised... all good! Reviewed on: 18th January 2022

Simple - a bank that just does everything you need it to!

5
As the title suggests, I just can't fault this bank. They do everything you require to a very professional standard, and I have never encountered a single issue. I would highly recommend RCI Bank to anybody. Reviewed on: 18th January 2022

Great rates

5
Quick and easy to setup and with great rates to beat the high street Reviewed on: 18th January 2022

1st Class

5
Always give good advice and service Reviewed on: 18th January 2022

Pleasant service

5
Easy to use website. Friendly customer services and good interest rates. Reviewed on: 18th January 2022

Best value interest

5
After searching for a decent interest rate decided to continue with RCI , best rate around. Reviewed on: 18th January 2022

Reasonable Rates

4
Fixed term product coming to an end, online access, statements available when required and notifications have been received timely. Reviewed on: 18th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11975 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products