Write a review

Go to business site

RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

View other RCI Bank products

4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed term savings account reviews (3962)

Good return no hassle

Invested in a 5 year bond at a very good rate with no administrative hassle to contend with and annual confirmation of value achieved. Reviewed on: 18th January 2022

A straightforward investment with reasonable interest

Account easy to setup and looks after itself for the duration of the deal Reviewed on: 18th January 2022

Great bank

Very competitive rates for instant access and fixed rate accounts. Very easy to apply. Well laid out site for managing the accounts. RCI are very good at giving updates and notifications via SMS. Cannot find a fault with them. Reviewed on: 18th January 2022

super

hassle free savings soultion, will use next time Reviewed on: 18th January 2022

Good bank

No fuss and easy to manage Teo accounts Reviewed on: 18th January 2022

Professional.

Easy to deal with, helpful and good on the phone. Reviewed on: 18th January 2022

an easy to use saving site

An easy to use online saving account. Reviewed on: 18th January 2022

Jargon free investing

Refreshingly free of company blurb/mission statements. Easy read financial offers without unnecessary distractions. Reviewed on: 18th January 2022

Competitive rates and user friendly

RCI bank continue to offer competitive rates in a challenging market, which some other financial institutions have failed to do. Opening an online account with RCI is quite straightforward with the website being intuitive and easily navigated. Reviewed on: 18th January 2022

excellant customer service

I get notified every time I make a deposit which I find very helpful also when I ever have to ring the people are so helpful and patience Reviewed on: 18th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed term savings
from thisbank (formerly JN Bank) 4.66 from 196 reviews
Easy access savings
from Sidekick 0.00 from 0 reviews
Savings
from Plane Saver Credit Union 4.77 from 2226 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.84 from 11984 reviews
95 Day Notice Account
from RCI Bank 4.80 from 944 reviews
E-Volve Savings Notice Account
from RCI Bank 4.78 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub