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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,959 reviews, last reviewed 20th Apr 2026
137900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026
Christopher P's avatar
Christopher P

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3959)

super

5
hassle free savings soultion, will use next time Reviewed on: 18th January 2022

Good bank

5
No fuss and easy to manage Teo accounts Reviewed on: 18th January 2022

Professional.

4
Easy to deal with, helpful and good on the phone. Reviewed on: 18th January 2022

an easy to use saving site

5
An easy to use online saving account. Reviewed on: 18th January 2022

Jargon free investing

5
Refreshingly free of company blurb/mission statements. Easy read financial offers without unnecessary distractions. Reviewed on: 18th January 2022

Competitive rates and user friendly

5
RCI bank continue to offer competitive rates in a challenging market, which some other financial institutions have failed to do. Opening an online account with RCI is quite straightforward with the website being intuitive and easily navigated. Reviewed on: 18th January 2022

excellant customer service

5
I get notified every time I make a deposit which I find very helpful also when I ever have to ring the people are so helpful and patience Reviewed on: 18th January 2022

Putting it simply, the RCI Bank is the most efficient and friendly bank I have every used. Well done you!

5
The RCI Bank Fixed Term Savings accounts I have used for many years have always returned highly competitive rates, and removed the worry about constantly researching the market. Reviewed on: 18th January 2022

Exceptional service

5
ALWAYS ABLE TO HELP WHEN I HAVE A QUERY.. KNOWAlGABLE and POLITE STAFF Reviewed on: 18th January 2022

Great Company - RCI

5
Have found RCI to be a very good choice for my savings. I'm not particularly 'tech' savvy. The RCI online site has presented me with no problems whatsoever. They are efficient, friendly, informative and offer a very good return, in the current climate. I would have no hesitation in reinvesting my savings with them, or recommending them to anybody else. Well done RCI. A breath of fresh air in this increasingly competitive, faceless market. Reviewed on: 18th January 2022

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