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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Putting it simply, the RCI Bank is the most efficient and friendly bank I have every used. Well done you!

The RCI Bank Fixed Term Savings accounts I have used for many years have always returned highly competitive rates, and removed the worry about constantly researching the market. Reviewed on: 18th January 2022

Exceptional service

ALWAYS ABLE TO HELP WHEN I HAVE A QUERY.. KNOWAlGABLE and POLITE STAFF Reviewed on: 18th January 2022

Great Company - RCI

Have found RCI to be a very good choice for my savings. I'm not particularly 'tech' savvy. The RCI online site has presented me with no problems whatsoever. They are efficient, friendly, informative and offer a very good return, in the current climate. I would have no hesitation in reinvesting my savings with them, or recommending them to anybody else. Well done RCI. A breath of fresh air in this increasingly competitive, faceless market. Reviewed on: 18th January 2022

Excellent!

Great online fixed term savings account with a good rate of return. Reviewed on: 18th January 2022

Good interest rates and easy to use

Setting up the on line account was easy and with a comparable rate of interest it makes this a great option when considering your savings. Reviewed on: 18th January 2022

Easy to use, secure website

I have several RCI fixed bonds. Their website has good 2-factor security and is easy to use for both opening and checking status on savings. Their interest rates are very competitive and they communicate frequently. Reviewed on: 18th January 2022

Perfect

Fire and forget account......deposit the cash and sit back....nothing else to worry about here Reviewed on: 18th January 2022

Great Company

We have saved with RCI Bank for some years and found that, not only are he rates very good, but they are great to deal with. Most of all, helpful friendly staff. Reviewed on: 18th January 2022

Very professional bank

I was very impressed with RCI Bank who offered a very competitive Interest Rate in challenging times. When I transferred the funds to them they kept me informed throughout the process. I took out a 2 year Fixed Rate Bond with annual interest. The interest was paid promptly to my nominated account. Reviewed on: 18th January 2022

The bank with a good eye on rates

Always worth a look to see their latest offers Reviewed on: 18th January 2022

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