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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,959 reviews, last reviewed 20th Apr 2026
137900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026
Christopher P's avatar
Christopher P

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3959)

Excellent!

5
Great online fixed term savings account with a good rate of return. Reviewed on: 18th January 2022

Good interest rates and easy to use

5
Setting up the on line account was easy and with a comparable rate of interest it makes this a great option when considering your savings. Reviewed on: 18th January 2022

Easy to use, secure website

5
I have several RCI fixed bonds. Their website has good 2-factor security and is easy to use for both opening and checking status on savings. Their interest rates are very competitive and they communicate frequently. Reviewed on: 18th January 2022

Perfect

5
Fire and forget account......deposit the cash and sit back....nothing else to worry about here Reviewed on: 18th January 2022

Great Company

5
We have saved with RCI Bank for some years and found that, not only are he rates very good, but they are great to deal with. Most of all, helpful friendly staff. Reviewed on: 18th January 2022

Very professional bank

5
I was very impressed with RCI Bank who offered a very competitive Interest Rate in challenging times. When I transferred the funds to them they kept me informed throughout the process. I took out a 2 year Fixed Rate Bond with annual interest. The interest was paid promptly to my nominated account. Reviewed on: 18th January 2022

The bank with a good eye on rates

5
Always worth a look to see their latest offers Reviewed on: 18th January 2022

Always keeps you up to date about your investments and new accounts

5
Very happy with their service continually offers new accounts which might be beneficial to you Reviewed on: 18th January 2022

Well managed with fair rates

5
RCI Bank products are straightforward and easily understood along with market competitive rates Reviewed on: 18th January 2022

Excellent Service

5
Great customer service, staff are very informative and helpful. Website is easy to use. I would recommend to others to become a customer Reviewed on: 18th January 2022

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