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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
69% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Always keeps you up to date about your investments and new accounts

5
Very happy with their service continually offers new accounts which might be beneficial to you Reviewed on: 18th January 2022

Well managed with fair rates

5
RCI Bank products are straightforward and easily understood along with market competitive rates Reviewed on: 18th January 2022

Excellent Service

5
Great customer service, staff are very informative and helpful. Website is easy to use. I would recommend to others to become a customer Reviewed on: 18th January 2022

Fixed term savings account

5
It was really easy to open the account. Very clear instructions on what to do. Easy and efficient log in as well as the mobile app which makes it even easier to access! Reviewed on: 18th January 2022

Best rate

4
R.C.I was the best rate at the time as recommended by Money Saving Expert. Easy to use and access accounts. Reviewed on: 18th January 2022

Great rates

5
Easy setup with good website. One of the best for savings rates. They keep you well informed. First port of call in the future. Reviewed on: 18th January 2022

Top service

5
Professional with great comms Excellent service Reviewed on: 18th January 2022

excellent service

5
I am a customer for quite long time, received always very good service Reviewed on: 18th January 2022

good rate

5
good rate easy to set up online and clear Reviewed on: 18th January 2022

Good return on investment

4
One of the better interest rates going about at the minute. Easy website to navigate with a phone app makes managing your investment really easy. Reviewed on: 18th January 2022

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