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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3958 reviews)

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4.89

Based on 3,958 reviews, last reviewed 18th Apr 2026

137800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3958)

Happy customer

Wish I had invested more at the time Reviewed on: 18th January 2022

Easy Process

Set up on line with no hassle, full communication which was good because to me it was an unknown company, confirmation of funds transfer put my mind at rest, constantly in touch to see if I am happy with my account. All round nice people. Reviewed on: 18th January 2022

Currently a reasonable investment with good back up and administration.

Return on investment is reasonable in today's trading conditions and administration and communication is good. Reviewed on: 18th January 2022

Very good service

My experience with RCI has been very good. They were very good when I had to deal with them from my hospital bed. Reviewed on: 18th January 2022

Great & reliable

I have been with them for a few years now & have found them to be a very reliable & competitive bank Reviewed on: 18th January 2022

Competative rates and easy to open

The interest rates are regularly reviewed and are increased before other UK companies and higher rates are retained for longer periods. All accounts are easy to open with simple easy to understand terms. Reviewed on: 18th January 2022

RCI delivers what it says it will do

RCI is a well run bank with an excellent record and a focused strategy on customer needs. Reviewed on: 18th January 2022

Top performer

I have used RCI many times and I have never been disappointed. They consistently outperform competitors with their interest rates and excellent customer service. Well done RCI. Reviewed on: 18th January 2022

A great online bank with great rates

I love using RCI. I have never had any access issues but am confident it is a very secure online service. I have benefitted significantly from their very competitive interest rates in the past. Reviewed on: 18th January 2022

Easy to open account.

Very straightforward banking. Easy access to fixed term saving account. Reviewed on: 18th January 2022

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