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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

RCI delivers what it says it will do

RCI is a well run bank with an excellent record and a focused strategy on customer needs. Reviewed on: 18th January 2022

Top performer

I have used RCI many times and I have never been disappointed. They consistently outperform competitors with their interest rates and excellent customer service. Well done RCI. Reviewed on: 18th January 2022

A great online bank with great rates

I love using RCI. I have never had any access issues but am confident it is a very secure online service. I have benefitted significantly from their very competitive interest rates in the past. Reviewed on: 18th January 2022

Easy to open account.

Very straightforward banking. Easy access to fixed term saving account. Reviewed on: 18th January 2022

Best around

Looked for somewhere for savings and RCI came out out top. Reviewed on: 18th January 2022

Simply good interest rates

I feel my savings are secure in a no frills good return account. Reviewed on: 18th January 2022

HASSLE-FREE BOND

My 5 year investment with RCI has been free of any issues. Interest has been paid promptly and communication with the bank has been efficient. Recommended. Reviewed on: 18th January 2022

Great service

Good rates of interest and good customer experience. Reviewed on: 18th January 2022

Straightforward online deposit account

All works well online. Maturity options notified in advance. Reviewed on: 18th January 2022

Recommend RCI

Been very helpful and deal quickly with any questions Reviewed on: 18th January 2022

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