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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3958 reviews)

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4.89

Based on 3,958 reviews, last reviewed 18th Apr 2026

137800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3958)

Best around

Looked for somewhere for savings and RCI came out out top. Reviewed on: 18th January 2022

Simply good interest rates

I feel my savings are secure in a no frills good return account. Reviewed on: 18th January 2022

HASSLE-FREE BOND

My 5 year investment with RCI has been free of any issues. Interest has been paid promptly and communication with the bank has been efficient. Recommended. Reviewed on: 18th January 2022

Great service

Good rates of interest and good customer experience. Reviewed on: 18th January 2022

Straightforward online deposit account

All works well online. Maturity options notified in advance. Reviewed on: 18th January 2022

Recommend RCI

Been very helpful and deal quickly with any questions Reviewed on: 18th January 2022

Highly Recommend

I can highly recommend RCI Bank because from the initial opening to the final maturity of my accounts I have always felt that the customer service is fast and efficient. I like the way that I can choose from a variety of types of RCI account and the interest rates on offer. Overall I rate this bank very positively and have always had a very satisfactory experience in my dealings with them. Reviewed on: 18th January 2022

Andy's review

Everything went smoothly with the account Reviewed on: 18th January 2022

Straightforward & convenient.

The account is straightforward to open a/c via the internet. RCI keeps in touch - but not too often! All necessary information is convenient on the internet. Reviewed on: 18th January 2022

Good service and high security

Good rates and trustworthy and competent bank that was easy to use and manage online. Reviewed on: 18th January 2022

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