Paid advertisement
Smart Money People Logo

RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
69% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Highly Recommend

4
I can highly recommend RCI Bank because from the initial opening to the final maturity of my accounts I have always felt that the customer service is fast and efficient. I like the way that I can choose from a variety of types of RCI account and the interest rates on offer. Overall I rate this bank very positively and have always had a very satisfactory experience in my dealings with them. Reviewed on: 18th January 2022

Andy's review

4
Everything went smoothly with the account Reviewed on: 18th January 2022

Straightforward & convenient.

4
The account is straightforward to open a/c via the internet. RCI keeps in touch - but not too often! All necessary information is convenient on the internet. Reviewed on: 18th January 2022

Good service and high security

5
Good rates and trustworthy and competent bank that was easy to use and manage online. Reviewed on: 18th January 2022

Safe investment at competitive rates.

5
Easy to manage investment in fixed term product. Reviewed on: 18th January 2022

Interest on saving

5
Rates offered are always better than big high street banks. Reviewed on: 18th January 2022

RCI Bank - the best

5
Great communication and interest rates Reviewed on: 17th January 2022

RCI Fixed Term

5
When I took it out it was the best interest rate I could find. The web site is very easy to use. Reviewed on: 17th January 2022

A must to consider for your banking.

5
Very easy portal to use, friendly staff if you need to chat and reasonable rates. Reviewed on: 17th January 2022

Quick and easy to set up my account

5
Quick and easy to open a savings account, very easy website. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.84 from 11984 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products