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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

RCI Bank Review

RCI Bank fixed term was so easy to setup and the online banking gave as much information as we really needed. We have full confidence and hopefully will remain with them for more years Reviewed on: 17th January 2022

Excellent

Consistently offers good interest rates Reviewed on: 17th January 2022

Simple fixed interest savings account

The account was easy to set up, and pays monthly interest to my current account. At the time, the interest rate was competitive. Reviewed on: 17th January 2022

Fixed Terms Savings Account

Seamless experience and very competitive rates as well. Reviewed on: 17th January 2022

Clearly defined types of accounts

I have opened two fixed term accounts and couldn’t be more happy with the terms on offer. All steps of opening the accounts have been acknowledged and sent via a hard copy. When l did run into a problem ( which was a user error) the operatives couldn’t have been more helpful and understanding. Reviewed on: 17th January 2022

Good interest rates and good to deal with

I have had a number of fixed rate accounts with RCI Bank and have been very happy with the service and interest rates Reviewed on: 17th January 2022

Efficient online savings account

Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022

Excellent bank.

Good, friendly service with a clear and easy-to-use website. Reviewed on: 17th January 2022

friendly and efficient

Have had money with them for several months. I chose them because of competitive rates and reputation. I have made many transactions and all have been handled without fuss Reviewed on: 17th January 2022

A bank you can trust

Been with RCi for 4 years now, easy to use throughout. No issues Reviewed on: 17th January 2022

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