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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

very good bank

web site easy to use .service is very good Reviewed on: 17th January 2022

Very good interest rates and user-friendly website

RCI Bank provides interesting fixed-term products with very competitive interest rates. Their online platform is user-friendly and efficient. Reviewed on: 17th January 2022

Great bank

Does what it says on the tin and easy to use Reviewed on: 17th January 2022

Cruiser

RCI have always kept me in touch with my account, by emailing, and giving me all updates on new fixed terms of interest to me. I feel I can trust them with my finances. Reviewed on: 17th January 2022

Efficient polite and energetic company

I have been using RCI for several years now and everything you want to do with them works extremely well, friendly service and good communication Reviewed on: 17th January 2022

Easy to apply & open and good interest rate

although only used twice up to yet, I can't find fault so have to rate high. Good interest rates (considering the way things have been). Easy to apply & open fixed rates, customer service was good when I had a question and money saved paid back quickly. Would use again when I have matured funds. Reviewed on: 17th January 2022

Fair and honest

I have always found RCI Bank to be fair and honest in their management of my account. I trust them with my precious savings to do their best for me. Reviewed on: 17th January 2022

No fuss, just simple saving

Does what it says on the tin! Straight forward to invest and you know your in good hands. Reviewed on: 17th January 2022

Great fixed term savings

Easy to open on line account . Excellent and speedy customer service .Great experience dealing with RCI .This bank offered a better interest rate than all other banks I looked at .Highly recommend ! Reviewed on: 17th January 2022

Easy to use

It is never fraught when contacting these people, no long wait to speak to someone and they are always friendly and efficient. Reviewed on: 17th January 2022

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