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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

All good

Very easy to set up account. Competitive interest. Good communication. Reviewed on: 17th January 2022

Easy to set up & monitor

Greta product. Easy to set up online & then easy to maintain & monitor. Reviewed on: 17th January 2022

Good company

Good ethical company to deal with, reliable services, website & app but not the best available for interest rates Reviewed on: 17th January 2022

Great saving rate

No issues with RCI at all . Keep us informed of the investment and the rate is good for the current market . Reviewed on: 17th January 2022

Great rates and easy to apply

Chose RCI as had great rates, easy to use application process and simple, uncomplicated information Reviewed on: 17th January 2022

Best rates out there

I have been very happy to have multiple accounts getting the best rates out there. When the rate has dropped they have taken time before passing the drop onto customers like me. Conversely when it has risen they have increased very quickly. I would highly recommend a saving plan for anyone who wants one of the best rates out there. Reviewed on: 17th January 2022

Everything I needed in a savings account

Account details are secure, easily managed and provide a competitive rate of interest. Reviewed on: 17th January 2022

Great Bank

Since being with RCI bank it has been seamless with transactions, customer service, account management etc. I would highly recommend them as a bank Reviewed on: 17th January 2022

Easy to join and best interest rates

I looked around for the best interest rate on fixed term savings and RCI bank was by far the best. Reviewed on: 17th January 2022

RCI savings account

Highly recommend. Great savings rate and easy to use website I can always access when needed. Would recommend as they have some of the best rates and fantastic customer communications. Highly recommended Reviewed on: 17th January 2022

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