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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Easy website and excellent rates

Easy website and excellent rates Reviewed on: 25th March 2026

RCI Bank has good long term savings deals

RCI Bank has longer term savings products that I consider to be very attractive for me. RCI's long term deposits with monthly interest is particularly useful for retired individuals. They offer good value in the current market. Reviewed on: 25th March 2026

Great online bank

Great interest rate and excellent customer service when needed Reviewed on: 25th March 2026

A solid and reputable bank

A solid and reputable bank that provides competitive savings rates. I like the no-fuss website and online banking platform which makes banking safe and simple. Reviewed on: 24th March 2026

Have several accounts with RCI.

Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026

I found RCI Bank staff very helpful when I phoned up...

I found RCI Bank staff very helpful when I phoned up for a choice of options when my 5 year bond had completed its term. Reviewed on: 23rd March 2026

Easy to open and very helpfull advisor

Easy to open and very helpfull advisor Reviewed on: 22nd March 2026

Recommended and have Recommended

Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026

Easy to open account and good rate of interest.

Easy to open account and good rate of interest. Managing the account online is easy too. Reviewed on: 21st March 2026

Fantastic Service & Highly Recommended

I was recommended RCI Bank for my savings by a relative and have been incredibly impressed by the highly competitive interest rates and the ease of setting up the accounts. I have recommended RCI to multiple people, some of whom have invested their money with them. Reviewed on: 21st March 2026

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