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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good interest rates.

Good interest rates. User-firendly website. Good communications. Reviewed on: 21st March 2026

Good rates to encourage saving and easy to apply and...

Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

EASY TO USE APP AND RATE WAS COMPETITIVE

EASY TO USE APP AND RATE WAS COMPETITIVE Reviewed on: 20th March 2026

The initial account opening was expremely easy, the...

The initial account opening was expremely easy, the rates are very good and I always receive very good customer service with any query I have when I ring up. Hopefully at the end of my fixed rate I will be able keep my funds with RCI with another high interest rate Reviewed on: 20th March 2026

On line banking clear and easy to understand.

On line banking clear and easy to understand. Haven't had the need to ring recently, but in the past all queries have been dealt with. Reviewed on: 20th March 2026

Supportive customer service and great products

It has been so reassuring to have such an excellent Customer Service team available at the end of a phone and the interest rates offered by RCI are always competetive. Reviewed on: 20th March 2026

Have only had contact online but it must have been g...

Have only had contact online but it must have been good as we were able to sort out what we needed to do online Reviewed on: 19th March 2026

Great products and easily transferable within RCI

Great products and easily transferable within RCI Reviewed on: 19th March 2026

Very good experience with RCI

Very go.od website easy to navigate and the whole process of opening up a fixed term saving account was seamless with any queries answered clearly by customer services. Very pleased with frequent communications from RCI bank and would recommend this product Reviewed on: 19th March 2026

Been with RCI for many years, good rates, good service.

Been with RCI for many years, good rates, good service. Reviewed on: 19th March 2026

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