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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Good rates to encourage saving and easy to apply and...

5
Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

EASY TO USE APP AND RATE WAS COMPETITIVE

5
EASY TO USE APP AND RATE WAS COMPETITIVE Reviewed on: 20th March 2026

The initial account opening was expremely easy, the...

5
The initial account opening was expremely easy, the rates are very good and I always receive very good customer service with any query I have when I ring up. Hopefully at the end of my fixed rate I will be able keep my funds with RCI with another high interest rate Reviewed on: 20th March 2026

On line banking clear and easy to understand.

5
On line banking clear and easy to understand. Haven't had the need to ring recently, but in the past all queries have been dealt with. Reviewed on: 20th March 2026

Supportive customer service and great products

5
It has been so reassuring to have such an excellent Customer Service team available at the end of a phone and the interest rates offered by RCI are always competetive. Reviewed on: 20th March 2026

Have only had contact online but it must have been g...

4
Have only had contact online but it must have been good as we were able to sort out what we needed to do online Reviewed on: 19th March 2026

Great products and easily transferable within RCI

5
Great products and easily transferable within RCI Reviewed on: 19th March 2026

Very good experience with RCI

5
Very go.od website easy to navigate and the whole process of opening up a fixed term saving account was seamless with any queries answered clearly by customer services. Very pleased with frequent communications from RCI bank and would recommend this product Reviewed on: 19th March 2026

Been with RCI for many years, good rates, good service.

5
Been with RCI for many years, good rates, good service. Reviewed on: 19th March 2026

Excellent service

5
Communications are always clear, service excellent and interest rates competitive Reviewed on: 19th March 2026

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