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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Excellent service

Communications are always clear, service excellent and interest rates competitive Reviewed on: 19th March 2026

I flexible options and high interest rates.

I have held 3 fixed-term RCI Bank accounts over the years for some of my savings. The bank offers a good range of fixed term length, with varying interest rates that are very good comparatively in the market. I have also always found the customer support to be excellent with very efficient and friendly people to help! Reviewed on: 19th March 2026

Easy to use, good savings rate.

Easy to deposit, portal simple to use. Competitive savings rate. Would highly recommend. Reviewed on: 19th March 2026

Easy to set up account and transfer money to

Easy to set up account and transfer money to Reviewed on: 19th March 2026

Would recommend!

Easy to open account. Simple website to navigate. Competitive interest rates. Reviewed on: 19th March 2026

RCI Bank offer a great Fixed Term savings rate.

RCI Bank offer a great savings rate in their Fixed Term savings Account. They also keep me updated on their savins products. Reviewed on: 18th March 2026

I've had a savings account and 3 fixed savings accou...

I've had a savings account and 3 fixed savings accounts dunce joining the bank and been pleased with the rate of interest, the customer care and the security is obviously highly developed. Reviewed on: 18th March 2026

No issues with the bank and good bank interest rate...

No issues with the bank and good bank interest rate Reviewed on: 18th March 2026

Easy to open account.

Easy to open account. Hood rate of interest. Reviewed on: 18th March 2026

Competitive interest rates.

The most important thing for me is a competitive interest rate, and RCI offer that ( currently the best of all my investments). The second most important thing is an easy to use website, and again, RCI provide that. Reviewed on: 18th March 2026

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