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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

I flexible options and high interest rates.

5
I have held 3 fixed-term RCI Bank accounts over the years for some of my savings. The bank offers a good range of fixed term length, with varying interest rates that are very good comparatively in the market. I have also always found the customer support to be excellent with very efficient and friendly people to help! Reviewed on: 19th March 2026

Easy to use, good savings rate.

5
Easy to deposit, portal simple to use. Competitive savings rate. Would highly recommend. Reviewed on: 19th March 2026

Easy to set up account and transfer money to

5
Easy to set up account and transfer money to Reviewed on: 19th March 2026

Would recommend!

5
Easy to open account. Simple website to navigate. Competitive interest rates. Reviewed on: 19th March 2026

RCI Bank offer a great Fixed Term savings rate.

5
RCI Bank offer a great savings rate in their Fixed Term savings Account. They also keep me updated on their savins products. Reviewed on: 18th March 2026

I've had a savings account and 3 fixed savings accou...

5
I've had a savings account and 3 fixed savings accounts dunce joining the bank and been pleased with the rate of interest, the customer care and the security is obviously highly developed. Reviewed on: 18th March 2026

No issues with the bank and good bank interest rate...

5
No issues with the bank and good bank interest rate Reviewed on: 18th March 2026

Easy to open account.

5
Easy to open account. Hood rate of interest. Reviewed on: 18th March 2026

Competitive interest rates.

5
The most important thing for me is a competitive interest rate, and RCI offer that ( currently the best of all my investments). The second most important thing is an easy to use website, and again, RCI provide that. Reviewed on: 18th March 2026

I have happily used RCI Bank for saving products for...

5
I have happily used RCI Bank for saving products for many years and several family members have also saved with them on my recommendation. Their website is easy to navigate and their processes are clear. Reviewed on: 18th March 2026

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