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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Extremely professional company.

5
Extremely professional company. Say no more!! Highly recommended. Reviewed on: 7th April 2026

RCI: communicate well, and offer good savings rates.

5
RCI have been consistently attentive and communicative since I first invested with them Their rates are top of the range and they are easy to deal with Reviewed on: 7th April 2026

great rates from RCI and easy to access your money.

5
great rates - I use this as my saving account for my vets bills, Reviewed on: 7th April 2026

Easy to use app.

5
Easy to use app. Fair with rates and great customer services Reviewed on: 7th April 2026

Have been with RCI for about 5 years, excellent prov...

5
Have been with RCI for about 5 years, excellent provider and user friendly dashboard. Reviewed on: 7th April 2026

Good interest rate

5
Good interest rate with option to recieve interest monthly Reviewed on: 2nd April 2026

A lovely experience.

5
A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Good Online Bank.

5
Good competative rates. Good communication. Easy to use website design. Simple to transfer money in and out of account. Informed updates throughout year via E-Mail. Reviewed on: 28th March 2026

Wonderful opportunities to save

4
I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really good. I would very much like to start a Fixed Term account with them next month. Reviewed on: 26th March 2026

Support given at a difficult time for me

5
Due to family emergency I missed the deposit window. They were very undertanding and sorted out everything for me. They also offered future support should I need it The person on the phone could not have been kinder or more efficient. Reviewed on: 25th March 2026

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