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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Exceptionally good

5
Provides good value with interest rates above the market norm and full backing the Financial Compensation Scheme with Renault group behind it. All systems seem to work well without fail. Reviewed on: 3rd March 2022

Great product

5
Great product with a good rate of return for an instant access account Reviewed on: 3rd March 2022

Competitive interest rates

5
RCI are not necessarily the highest interest rates, but, RCI reacts to the prevailing interest rates relatively quickly. Quite often when I think of moving my savings for a better easy access rate, they increase their rate, saving me the trouble of opening a new account elsewhere. Reviewed on: 3rd March 2022

A decent bank

5
Through all the variables of the last few years, the RCI Bank has been a clear communicator and has almost always been able to offer the best interest rate for my savings. It has been quicker than all my other banks and building societies to increase those rates when the financial outlook improved. Reviewed on: 3rd March 2022

So easy to use

5
RCI banking AP is so easy to use and RCI quickly reacted to interest rate rises by upping their savings rates. Reviewed on: 3rd March 2022

Easy to manage and rates competitive

4
I like the fact they inform you when the rate changes and that the rate is the same for old customers as for new. Reviewed on: 3rd March 2022

Convenience account.

4
Easy to use and with an early response to rate increases thank you. Reviewed on: 3rd March 2022

Excellent account and easy to use.

5
RCI always keep us informed. Although interest rates have been low they are now increasing. They seem to increase quickly after BoE makes changes. Reviewed on: 3rd March 2022

Ease of use

4
Always kept up to date with changes; favourable rates Reviewed on: 3rd March 2022

Excellent service

5
Always keeps you updated on changes to interest rates and of new products Reviewed on: 3rd March 2022

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