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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

So easy to use

5
RCI banking AP is so easy to use and RCI quickly reacted to interest rate rises by upping their savings rates. Reviewed on: 3rd March 2022

Easy to manage and rates competitive

4
I like the fact they inform you when the rate changes and that the rate is the same for old customers as for new. Reviewed on: 3rd March 2022

Convenience account.

4
Easy to use and with an early response to rate increases thank you. Reviewed on: 3rd March 2022

Excellent account and easy to use.

5
RCI always keep us informed. Although interest rates have been low they are now increasing. They seem to increase quickly after BoE makes changes. Reviewed on: 3rd March 2022

Ease of use

4
Always kept up to date with changes; favourable rates Reviewed on: 3rd March 2022

Excellent service

5
Always keeps you updated on changes to interest rates and of new products Reviewed on: 3rd March 2022

A good investment by current standards and an easy organisation with whom to deal.

4
Since transferring some savings to RCI I have found them very easy to deal with. Access to my money is straightforward and transfers to my current bank account prompt. Reviewed on: 3rd March 2022

A great savings product

5
I have used RCI for a number of years and have no hesitation in recommending their products and services. Reviewed on: 3rd March 2022

E-Volve-ing with the times

5
This bank listens to its customers, feedback is turned into mobile app upgrades and new environment friendly e-Volve savings accounts and when base rates change in your favour the interest on your savings account increase in short order. RCI is relatively new bank on the scene, nothing but positive experiences so far, great start and sending out the right signals for new customers Reviewed on: 3rd March 2022

They offer a good rate compared to others and very good communication

5
They offer a good rate compared to others and very good communication Reviewed on: 3rd March 2022

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