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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Easy to use

The site is easy to use and the interest rate has gone up automatically with the rise from the BoE Reviewed on: 3rd March 2022

no service problems

seem ok but as with all banks not really giving a return to savers Reviewed on: 3rd March 2022

Easy to access and good rate

Both my wife and I've have held a freedom account for several years now, and find it very useful. You get a good savings rate, beating most regular banks, and you can deposit and withdraw money as often as you like. When interest rates go up they're on the ball increasing the rate for the freedom account, and have a grace period when rates go down. Reviewed on: 3rd March 2022

Amazing

RCI is a great bank. Its easy to access your account and a great way to save! Reviewed on: 3rd March 2022

Always been really happy with RCI

They seem to have the best interest rates around and the website is very easy to negotiate. Reviewed on: 3rd March 2022

Great Bank

Excellent online banking facility. Competitive interest rates Reviewed on: 3rd March 2022

Exceptionally good

Provides good value with interest rates above the market norm and full backing the Financial Compensation Scheme with Renault group behind it. All systems seem to work well without fail. Reviewed on: 3rd March 2022

Great product

Great product with a good rate of return for an instant access account Reviewed on: 3rd March 2022

Competitive interest rates

RCI are not necessarily the highest interest rates, but, RCI reacts to the prevailing interest rates relatively quickly. Quite often when I think of moving my savings for a better easy access rate, they increase their rate, saving me the trouble of opening a new account elsewhere. Reviewed on: 3rd March 2022

A decent bank

Through all the variables of the last few years, the RCI Bank has been a clear communicator and has almost always been able to offer the best interest rate for my savings. It has been quicker than all my other banks and building societies to increase those rates when the financial outlook improved. Reviewed on: 3rd March 2022

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