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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Simple offers, great rates.

5
The website is easy to navigate, there are not too many savings vehicles, but all are at very attractive rates. Also, existing customers get new, higher interest rates before new applicants. Reviewed on: 2nd March 2022

Jolly good bank

4
Very reliable and easy to use. Highly recommended Reviewed on: 2nd March 2022

Quick rate increases

5
For me the best thing that makes RCI stand out is the speed at which recent increases in the Bank of England base rate were reflected with increases in the savings rates; even to long standing existing customers. Reviewed on: 2nd March 2022

Very efficient and no fuss banking

5
We have found RCI Bank ideal for our needs for our flexible savings account. Reviewed on: 2nd March 2022

Easy to use website.

5
I find the website is very easy to use and understand. Half decent rate of interest too considering it's easy access. Reviewed on: 2nd March 2022

RCI Bank review

4
Great communication and easy access. Reviewed on: 2nd March 2022

100 percent RCI

5
I have been an investor with RCI bank for a number of years and have found them to be competitive with rates and interest paid promptly, that’s all I need Reviewed on: 2nd March 2022

Good return & easy to use website account

5
RCI sitll offers a good return for an instant access savings account. In addition, the online account is very easy to use and all information is clearly displayed. Wouldn't hesitate to recommmend. Reviewed on: 2nd March 2022

Super saver

5
Always accessible and fair rates in comparison to other similar accounts. Reviewed on: 2nd March 2022

Great bank and fantastic customer service

5
Advisors are always polite and friendly and extremely helpful. Reviewed on: 2nd March 2022

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