Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Interest hikes

5
Informed regulars of interest rate increases.....in an unprecedented era it’s good to know my savings are doing the best they can be! Reviewed on: 2nd March 2022

Excellent service to operate from home

5
From the time we opened the account there has been no hickups in money transfer and the interest paid is very modest but competitive Reviewed on: 2nd March 2022

clear and precise information to enable management of my account

5
RCi answer phone calls and help resolve any issues with banking or logging in to my accounts Reviewed on: 2nd March 2022

Clear, Easy-to-Navigate Website/Friendly Call Center Staff

5
R.C.I. always offers very competitive interest rates - even in today's difficult financial environment. Notwithstanding this, the website is very clear and easily navigated and upon the rare occasions that I have had to telephone I have found the call center staff to be friendly and welcoming. A great bank! Reviewed on: 2nd March 2022

Easy to use App; great customer service; good rates.

5
Setting up the App on my mobile phone could not have been easier - unlike many others. At times I have had to phone customer support: the phone is answered quickly; the staff are always knowledgeable and pleasant - again unlike many others. In regards to their rates, RCI is currently among the best available and have passed on the latest Bank of England hike. In all, I am extremely please with everything this company. Well done all! Reviewed on: 2nd March 2022

excellent bank

5
honest, secure, up front and reliable. Everything you want from a bank Reviewed on: 2nd March 2022

No nonsense customer care

5
I love that I don't have to keep checking what's happening with my interest rate because RCI are quick to increase it and tell me. They also treat existing customers as well as new or prospective customers. Reviewed on: 2nd March 2022

Consistently Good Value

5
Competitive rates, Excellent and safe website, quick transactions. Reviewed on: 2nd March 2022

Totally happy with product and the regular, timely updates

5
Rci bank account is easily manageable and never bombards me with unnecessary marketing material. Reviewed on: 2nd March 2022

Easy to save witg

5
No fuss banking, good interest rates. Reviewed on: 2nd March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products