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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Its better than most

They pay better interest on the sort of account I have. Reviewed on: 2nd March 2022

The best around

Best easy access rate I can find for monies I am temporarily holding. Best access to a friendly and helpful human voice when you need help. Seems like all you hope for in a bank Reviewed on: 2nd March 2022

Excellent online Bank

I'm so glad I opened an account with RCI bank for my savings, I can't recommend it highly enough. It's so user friendly, easy to transfer money on the wonderful app, very clear and straightforward. Of course the interest on my savings is higher than most too! Love you RCI Bank....thank you! Reviewed on: 2nd March 2022

Simple saving

Easy to use and set up and interest rates seem to be adjusted quite quickly when interest rates move upwards. Reviewed on: 2nd March 2022

Great service

Clear communication, relatively good interest rate Reviewed on: 2nd March 2022

Quality

Simple to use with a Quality website Reviewed on: 2nd March 2022

Always competative interest rates

Quietly keeps on giving, cpompettative rates, professional service and excellent communications RCI has never let me down. Reviewed on: 2nd March 2022

Most Understandable Information

I have been kept informed of all changes to the interest rate on my account as well as changes to government regulations. That information was written in easy to understand terms and set a good level of expectations for the future. Over the past couple of years of confusion and indecision in the banking world, I have been able to make the required informed choices about allowing RCI Bank to look after my savings profitably on my behalf. Reviewed on: 2nd March 2022

Always competitive interest and service

I've held an everyday saver with RCI for some years and I'm pleased with the ease of accessibility to my money when I need it. Telephone Customer Service is also very good. Reviewed on: 2nd March 2022

Online Made Easy

I like that the app is so easy to use. Easy to transfer savings in, and easy to withdraw when you need to. Online made easy. Reviewed on: 2nd March 2022

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