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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Honest and fair banking

I appreciate that RCI looks to pass on rate changes promptly. This is refreshing when other larger banks see a rate change as an opportunity to make money out of their customers. Reviewed on: 2nd March 2022

Brilliant product and amazing service

Great interest rate and first class service Reviewed on: 2nd March 2022

Fantastic Bank and Service

This bank I have used for a number of years now. They have always had amongst the highest interest rates for those wanting to save money but the accounts are also very flexible and easy to use. The online service is outstanding and it is very easy to contact people when you need to get something done. They will happily do everything to support you and I cannot speak highly enough about this particular bank. Reviewed on: 2nd March 2022

Refreshingly amazing bank

Absolutely first class every time, I'll be opening some fixed rate bonds as well this year. Market leading rates before all the others & really efficient & friendly. Reviewed on: 2nd March 2022

Great interest rate with freedom to manage savings.

Safe place for savings with interest on top Reviewed on: 2nd March 2022

Lets see how things go

Initially,I found communication quite poor, and simply didn't feel comfortable depositing anything further.However it is good to see there is now a mobile app which will I hope improve matters.Thanks Reviewed on: 2nd March 2022

Offered best return on instant access

Best return I could find without my money being tied up for a minimum term. I have had to access funds and on occasion I have had to access them on several occasions with no problems and no advance notice. Reviewed on: 2nd March 2022

A decent interest with easy access

An easy to use account that gives a competitive interest rate. Good for everyday use as well as for long term savings. Reviewed on: 2nd March 2022

Always putting customers first

In all the years I’ve banked with RCI they have always been a pleasure to communicate with; transparent, helpful and super efficient in keeping across any issues or queries. I feel they’ve often considered my needs as a customer/ client before I’ve even asked and I always feel confident and safe having my savings with them. Reviewed on: 2nd March 2022

excellent

having held an account with rci bank for several years, i cannot fault them Reviewed on: 2nd March 2022

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