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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

RCI Bank is trustworthy.

Saving money is easy if one has spare cash. The hard part is finding a bank that is willing to increase rates promptly when the Bank of England raises it's base rates. In my experience over several years as a customer, RCI Bank has been the 1st to raise rates. Bravo. Reviewed on: 29th January 2022

Very efficient and easy to use.

Very easy to set up account, easy to use and a decent interest rate. Reviewed on: 29th January 2022

Easy to manage.

The accounts are easy to manage, safe, and offer competitive rates of interest. Reviewed on: 29th January 2022

Great service and good rates

I have been using RCI bank for a savings account for just over 18 months. All throughout that time, if I have had to transfer money out, the process has been simple and the fact that they have continued to offer a better interest rate on my savings had been very impressive. Reviewed on: 28th January 2022

Competitive rates and easy to use web site.

Ive used RCI for some years now and was recently pleased to see that they increased their interest rates when others have still to do so. Fair play! Reviewed on: 28th January 2022

Reliable Company

Communication is excellent. Very competitive interest rates for an instant access account . Transfer in and out of account very quick . Highly recommended . Reviewed on: 28th January 2022

Brilliant service and saving rates

I have been with the RCI bank for only a short time and found their service both online and by telephone to be great.Their interest rates are also very good in this present climate. Reviewed on: 28th January 2022

EASY BANKING

Easy to bank online very straightforward Reviewed on: 27th January 2022

Professional, informative, efficient

The on line set up is straightforward, easy to use. I was able to do what I wanted and get the information I was looking for. Good experience. I am going to use the bank and its products again. Reviewed on: 27th January 2022

No Longer Competitive

Their customer service has always been really good, but the interest rate on this account isn't competitive any more. Reviewed on: 27th January 2022

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