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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy Access

5
Easy transfer to my current account that pays no interest. Sometimes I need to stop me being overdrawn. Reviewed on: 20th January 2022

Great company

5
Very happy with RCI bank. They always aim to keep interest rates as high as possible. Their accounts are competitive and easy to use. Overall very happy. Reviewed on: 20th January 2022

Fast, Simple to understand

5
I've been a customer for several years. Love the app! Love how simple the service is and there are no hidden catches. Very transparent and streamlined. Reviewed on: 20th January 2022

Great Account

5
Easy to use app. Fair interest amount considering rates at moment. Reviewed on: 20th January 2022

Excellent Service

5
RCI have a great internet banking service and customer communications are clear and concise. Reviewed on: 20th January 2022

Easy access savings

5
Started banking with RCI several years ago as they have better interest rates than most other easy access accounts Reviewed on: 20th January 2022

Good Bank

5
The RCI were the one of the few to respond to interest rate rises & pass the interest rate rise to its customers Reviewed on: 20th January 2022

Not competitive

3
Initially there was a great savings rate, but it dropped, levelling up with other providers. Reviewed on: 20th January 2022

Easy to use.

5
Great app, very secure. Your interest is paid back in every month and great to use Reviewed on: 20th January 2022

Efficient Service

4
This is an on-line account and it is very easy to move money in and out of it by using my Santander Current Account and transfers are always completed within 24 hours Reviewed on: 20th January 2022

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