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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

A leading edge product

Flexible and convenient regular savings vehicle with a good rate of return on even small balances, in fact it is notable that they have increased savings rates without waiting for their market peers to act. Excellent website too, well laid out and secure. Reviewed on: 19th January 2022

Easy to manage

Really easy to manage, set up was straight forward. Reviewed on: 19th January 2022

A perfect experience!

Competitive interest rate; secure access; efficient, friendly and helpful administration. No problems at all! Reviewed on: 19th January 2022

Best savings Bank around.

Moved my savings to RCI from Virgin after they (Virgin) reduced interest to next to nothing. RCI has consistently offered the top rates available and is simple and quick to use. Reviewed on: 19th January 2022

Easy savings account

RCi is an internet only bank account and was very simple to set up. I have had positive experiences communicating with RCi and set up a direct debit straight away from my current account to this my savings account. I can access my money anytime I like and as many times as I like during the year. Also the interest rate is very competitive given the freedom I have with RCi. Reviewed on: 19th January 2022

Good interest rate and service

Always good interest and ready to use Reviewed on: 19th January 2022

Excellent seamless service

I’ve had my account for sometime I’m provided with regular updates and setting up the account was so easy. Reviewed on: 19th January 2022

Kept up to date with my savings great customer service

every month an email thanking me for my dept so I know that all is well if I need a withdrawal it only takes 24hrs to my current account Reviewed on: 19th January 2022

A bank that says "Thanks"

On the face of it there's little to differentiate on-line banks. They keep your money safe and pay interest. From a day-to-day perspective we stay happy until the website breaks. RCI's website has not broken so all ok. So, why 5 stars? Somehow RCI make me feel like we have a relationship. Little things like a text to say thanks when I make a deposit. I get the impression they care and that is rare in banking these days. Reviewed on: 19th January 2022

Fast friendly and helpful

Whilst every other company blames Covid and keeps you on hold for hours I found response to my phone query was quick,cheerful and informative. This has been a consistent experience whenever I've phoned for advice. Reviewed on: 19th January 2022

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