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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Competitive rates and excellent customer service

The interest rates are very competitive for a savings account that doesn't tie your money in (instant access?). The website is useful and online banking is easy with RCI. I also like that i get text messages to confirm they've received my deposits. Reviewed on: 19th January 2022

RCI Bank Review

I have always found RCI Bank staff very helpful on the phone and deal with queries professionally Reviewed on: 19th January 2022

Easy savings account

Often a better interest rate than other similar accounts. Easy to pay in and withdraw funds Reviewed on: 19th January 2022

Highly Rate the RCI bank savings account

RCI Bank is so accessible online and has great savings rates Reviewed on: 19th January 2022

Meets my needs

RCI have met my needs for an easy access savings account. Easy to open and operate on-line. Reviewed on: 19th January 2022

Very happy with RCI

I'm not very good with online banking but their site is so well-designed and easy to use that even I can manage it. And they increased their interest rates very promptly recently, following the Bank of England. Reviewed on: 19th January 2022

A leading edge product

Flexible and convenient regular savings vehicle with a good rate of return on even small balances, in fact it is notable that they have increased savings rates without waiting for their market peers to act. Excellent website too, well laid out and secure. Reviewed on: 19th January 2022

Easy to manage

Really easy to manage, set up was straight forward. Reviewed on: 19th January 2022

A perfect experience!

Competitive interest rate; secure access; efficient, friendly and helpful administration. No problems at all! Reviewed on: 19th January 2022

Best savings Bank around.

Moved my savings to RCI from Virgin after they (Virgin) reduced interest to next to nothing. RCI has consistently offered the top rates available and is simple and quick to use. Reviewed on: 19th January 2022

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