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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Best online bank

5
Staff are really easy to communicate with, very helpful, wouldn't hesitate to recommend them as a ban. I joined before Brexit and monies safe. Well done RCI Bank Reviewed on: 19th January 2022

A good online easy access acccount

4
A good online easy access acccount. It was reasonably easy to set up. The User Interface is intuitive and easy to manage. However, some key information is not at obvious places like how to transfer money, how to access money in the account. It would be good to review how information is provided in a better and more obvious accessible fashion. Reviewed on: 19th January 2022

RCI the key to financial planning

5
Always a pleasure to deal with RCI Reviewed on: 19th January 2022

Efficient and effective and usually reasonable interest

4
Using RCI is an easy exercise. A great deal of attention has been put into making the experience easy to handle without the frustration often met on other bank sites. Reviewed on: 19th January 2022

Competitive rates and excellent customer service

5
The interest rates are very competitive for a savings account that doesn't tie your money in (instant access?). The website is useful and online banking is easy with RCI. I also like that i get text messages to confirm they've received my deposits. Reviewed on: 19th January 2022

RCI Bank Review

4
I have always found RCI Bank staff very helpful on the phone and deal with queries professionally Reviewed on: 19th January 2022

Easy savings account

4
Often a better interest rate than other similar accounts. Easy to pay in and withdraw funds Reviewed on: 19th January 2022

Highly Rate the RCI bank savings account

5
RCI Bank is so accessible online and has great savings rates Reviewed on: 19th January 2022

Meets my needs

4
RCI have met my needs for an easy access savings account. Easy to open and operate on-line. Reviewed on: 19th January 2022

Very happy with RCI

5
I'm not very good with online banking but their site is so well-designed and easy to use that even I can manage it. And they increased their interest rates very promptly recently, following the Bank of England. Reviewed on: 19th January 2022

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