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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Freedom Account

The RCI Freedom account is ideal for my needs Reviewed on: 18th January 2022

Where else!

Looked across the board for great interest rates with large funds to support and this was my choice. Been easy to send/receive money from account so no complaints. Reviewed on: 18th January 2022

Hard to beat

A good rate of interest, very good customer service, a good app and online banking is very easy. Reviewed on: 18th January 2022

Easy and some interest

Once you are set up the site is easy to use. You can access/transfer your money out easily. Although the interest rates have gone down as least with this account you can still earn something and it's better than it sitting in a bank not earning anything. Reviewed on: 18th January 2022

Easy and straightforward

From initially setting up the account and on-going management, all a simple and straightforward process. Always kept well informed and rates normally competitive. Reviewed on: 18th January 2022

RCI instant access accounts

RCI give easy and prompt access to your money with competitive interest rates, excellent customer service and the knowledge that your savings are secure. Reviewed on: 18th January 2022

Better than most Interest rates

This bank constantly outperforms other accounts for savings rates. Lets face it it not much at the moment but you can open an account with £100, and easily save money, or retrieve it when the need arises. All easy! Reviewed on: 18th January 2022

RCI

The account has a competitive rate of interest. The website is easy to use, but it is annoying that money transferred out takes at least one day. Reviewed on: 18th January 2022

Efficient, easy savings account

I opened this account a number of years ago to save for retirement, it was very easy to set up. I am kept informed when I make a deposit or withdraw money. The website is easy to navigate and the one time I did have a problem it was dealt with in one quick phone call. Excellent service and easy to use. Reviewed on: 18th January 2022

Almost Perfect

Excellent experience but less than competitive interest rate. Hence the missing star. Reviewed on: 18th January 2022

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