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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Consistently good service.

5
I find RCI easy to deal with, nice uncomplicated website, fair rates of interest, basically a no hassle account which counts for a lot. In these uncertain times being able to access your account without leaving the house takes a lot of strain away from your financial dealings. I would definitely recommend RCI for their customer service and easy to access information. Reviewed on: 18th January 2022

Great customer service

5
Great website and easy to set up the account. Everything nicely explained. Easy to log in and make payments. Staff is very helpful on service lines and will sort any problem out. Reviewed on: 18th January 2022

Reliable service, secure and simple

5
I've been using RCI Bank for a few years now and have no problems whatsoever. Everything has worked really well as intended. I find using them really simple and the information I receive from them is clear and helpful. I would thoroughly recommend them. Reviewed on: 18th January 2022

Best Bank

5
I find RCI Bank extremely easy to deal with. If you ask a question through the internet they always answer( not the same as some banks). Nothing appears to be a problem and this Bank is a credit to the Banking fraternity. Keep up the good work. Reviewed on: 18th January 2022

Excellent

5
Absolutely no problems at all, interest rates good compared with other banks Reviewed on: 18th January 2022

Quick & Easy

5
Very happy to keep my savings here for when needed quickly. The paying in and out is swift and easy to follow. RCI also passes on interest changes to all members. not just new members. Reviewed on: 18th January 2022

customer friendly tel & online operation

5
This account has a competitive rate of interest and updated information is readily available. Online customer operation is particularly convenient. Reviewed on: 18th January 2022

Fits All My Criteria

4
Have been an RCI Bank customer for over 5 years. They appear the last to reduce interest rates and first to increase them. Internet access and a functioning app enhance the benefits as well as ease in opening and closing accounts and customising them cosmetically. I am a very happy customer. Reviewed on: 18th January 2022

Good Account but bad rates

3
Interest rates not increasing to make the account attractive. Reviewed on: 18th January 2022

Rci

4
A good and easy to use online account with good interest rates considering the current savings climate Reviewed on: 18th January 2022

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