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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.88 (9018 reviews)

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4.88

Based on 9,018 reviews, last reviewed 6th Mar 2026

164100% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

RCI is not slow to increase the savings interest rates Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026

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About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (9018)

Review of the RCI Bank, Freedom Savings Account:

Great offers all around

RCI bank offers one of the best customer service around and very appealing products. Reviewed on: 17th January 2022

Website is easy to use.

Website is easy to use. Withdrawals are easy & prompt. And all deposits are covered by the financial guarantee scheme. I have been saving with them for 10 years without any problems Reviewed on: 29th January 2026

I have never had to talk to anyone as everything is...

I have never had to talk to anyone as everything is online and I have never had any issues. Reviewed on: 29th January 2026

I highly recommend RCI

My husband and I have each held an RCI Freedom Savings account for a number of years and are very happy with RCI, website is very easy to navigate, withdrawals easy and prompt and communication from RCI is excellent. RCI has always been quick to increase their interest rate whenever the Bank of England increased interest rates and much quicker than other banks we bank with. We recommended RCI for easy access savings to our financial advisor and having opened a savings account with them he now recommends RCI to many of his clients. Reviewed on: 29th January 2026

Do not have to communicate very often but when I hav...

Do not have to communicate very often but when I have the representative has been of help with my problem. Reviewed on: 29th January 2026

Good communication and service

Good communication and service. Providing up to date information Reviewed on: 29th January 2026

Excellent Bank.

Account easy to create and maintain, very good interest rate, quick withdrawals. Website very user friendly. Reviewed on: 29th January 2026

'Liberating' Freedom account!

Dealing with the Bank are always simple, straightforward and efficient, saving the customer(me) time and inconvenience - liberaing! Reviewed on: 29th January 2026

Freedom account very clear

Freedom account very clear and easy to withdraw to linked account. Reviewed on: 29th January 2026

Simple, Reliable, Good Returns.

I’ve had a really positive experience with my RCI savings account. The main reason I chose them was the competitive interest rate, which has been better than many high street banks and makes it a great option for straightforward saving. The account was easy to set up, and the online system is simple and clear to use. I can check my balance and transfer money without any issues, and transactions have gone through reliably. When I’ve contacted customer service, they’ve been polite and helpful. It’s not packed with extra features like some app-based banks, but for a savings account focused on a good rate and reliability, it does exactly what I need. Overall, a solid and trustworthy place to keep savings. Reviewed on: 29th January 2026

No problems at all

No problem at all, good service and communication Reviewed on: 29th January 2026

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