Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11983)

No hassle service!

5
Any time I've had to contact RCI they have always been very helpful and sorted out my problems Reviewed on: 9th April 2026

Super easy to use and love the flexibility

5
Super easy to use and love the flexibility Reviewed on: 9th April 2026

They always do what it says on the tin.

5
They always do what it says on the tin. Reviewed on: 9th April 2026

Very good savings account

5
Good service, secure transfers. Interest rate stays competitive. Reviewed on: 9th April 2026

Very easy to access no problem at all

5
Very easy to access no problem at all I’m one of the elderly people and not to good with passwords etc but I find it very easy to navigate the site and on the one occasion I had to phone I found the person was really helpful and clear Reviewed on: 9th April 2026

Help after bereavement

5
All of the RCI Bank staff have been very kind and helpful, following the death of my husband in 2024. It is very easy to speak to someone on the phone, and the website is very user-friendly. Reviewed on: 9th April 2026

Good communication.

5
Good communication. They actually increase savings rates upwards quickly when the base rates change, very different from accounts I had with Virgin Money and Sainsbury’s Bank accounts Reviewed on: 9th April 2026

Simply the best bank!

5
In the 3 years saving with RCI the rates have been excellent and the communication is way ahead of any other bank I have been with!! Reviewed on: 9th April 2026

Easy set up and good support

4
It was easy to set up an RCI account and it has been easy to manage online. Email communications from RCI are at the right level. Their staff are also very helpful if you do need to contact them by phone. Reviewed on: 9th April 2026

A simple and manageable way to save

5
A simple and manageable way to save Reviewed on: 9th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products