Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

One of the best instant-access savings account out there.

5
When I've got some spare and don't want it languishing in a non-interest paying current account, it's one of the best places for it. Reviewed on: 17th January 2022

Very honest and forward thinking

4
I was very pleasantly surprised with the increase in the rate of interest, meant I have moved money from other accounts and will probably move more. Would have given 100% rating and did not do so because sometimes the withdrawals are a little slow. This bank does, however, get my vote. Reviewed on: 17th January 2022

Very competitive

4
Great competitive rates and the extended time to withdraw means I'm less likely to spend. Not 5 stars because would be good if you could pay in from more than 1 account. Reviewed on: 17th January 2022

Easy

5
All Good . I think it’s a great easy access account. Reviewed on: 17th January 2022

Very good

5
Very good bank been with you for a few yesrs Reviewed on: 17th January 2022

Excellence

5
Excellent communication and very good rates of interest. First class on line experience. Reviewed on: 17th January 2022

Top savings account

5
Very easy to set up very easy to use and easy to withdraw and invest best account I have had for a long time Reviewed on: 17th January 2022

Reliable, fair, secure

5
RCI have raised their interest rates while some others have not. They are secure, prompt and reliable. Reviewed on: 17th January 2022

excellent service

5
RCI Bank clearly sets out its processes and is consistent in the timing of its transactions. The security is first class and the mobile app extremely quick and easy to use. Reviewed on: 17th January 2022

Reliable savings account, easy to manage.

5
Been saving with RCI for years and happy with my Freedom Savings Account. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products