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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Seemless saving

5
After 8 years, I have never looked back. Communication always excellent. Reviewed on: 17th January 2022

Great Service

5
No hassle, just straight forward on line banking Reviewed on: 17th January 2022

Good product good service

4
Competitive rates with easy access via good website Reviewed on: 17th January 2022

Great online bank

5
Simple and easy to use website, would highly recommend for savings accounts. Reviewed on: 17th January 2022

Best in all respects

5
Never a problem, easy to communicate with, secure withfingerptint logon, and very clear - easy to find what you want and carry out transactions Reviewed on: 17th January 2022

Easy to use and great customer service

5
I find the website easy to use and it’s also been very simple and quick to open a second account. When I have phoned I have found the customer service excellent; a place where you feel you are out first. Reviewed on: 17th January 2022

Worry Free Leading Account

5
I use this account for money I have no immediate need for and despite not requiring any notice I still get a competitive rate. The online service is great with a simple to use website and app and the support I've been provided with over the years over the phone has been great. I have seen other accounts occasionally offer a little more but eventually the fall behind whereas with RCI Bank I can rely on a consistently good rate and peace of mind. That is all I want. Reviewed on: 17th January 2022

Better rates with functional uses

4
Easy to use online with good sections that explain what you want and need to know Reviewed on: 17th January 2022

Good news

5
It is very rare I find one of my accounts showing an increase in interest rates which is very competitive for comparative accounts. Reviewed on: 17th January 2022

Easy to understand, efficient, responsive, non-nonsense; the best.

5
All enquiries are dealt with immediately and efficiently. Utterly professional, utterly efficient, totally secure, offering superior interest rates and an excellent, competitor-beating products. Literally, the best. Reviewed on: 17th January 2022

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