Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,990 reviews, last reviewed 21st Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I've been saving with them for nearly a decade now. They have a very good interest rates. And there apps is very easy to navigate. Reviewed on: 21st August 2026
Anthony Pearce's avatar
Anthony Pearce

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11990)

Competitive rate but app still has some features lacking

3
The rate is competitative, however the movement in and out of the account is clunky. It can take a couple of business days for transfers to land, and transfers must come from a nominated account that cannot be changed easily. The app is a massive improvement but lacks the full functionality available online, which feels slightly passe given some of the highly sophisticated apps available. No open banking option available which is disappointing. Reviewed on: 17th January 2022

RCI Bank

5
Nice website - prompt interest rate adjustments Reviewed on: 17th January 2022

Great service

5
Easy to use app and online service. Competitive interest rates. Reviewed on: 17th January 2022

Easy Access, Easy take-out, Easy Invest-in(g)

4
I work, I save, it pays interest. Reviewed on: 17th January 2022

A good basic account/bank

5
Interest rate low. No where near industry leading Reviewed on: 17th January 2022

Outstanding bank

5
Outstanding bank with good rates and excellent app Reviewed on: 17th January 2022

Basic

4
Ok to use, difficult to obtain funds Reviewed on: 17th January 2022

Excellent Support

5
A great competetively priced set of accounts which are easy to manage. Reviewed on: 17th January 2022

Freedom account

5
Top rate of interest and able to contact by phone if necessary , no waiting !! Reviewed on: 17th January 2022

user friendly

5
rci bank have always been at the top end of interest rates on savings accounts and their website is easy to access and is customer friendly Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products