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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

RCI Feedback

4
The system is secure, easy to use and does it well Reviewed on: 17th January 2022

Easy access with intrest

5
Great product. Tracking above base rate and increases applied straight away to all customers. Reviewed on: 17th January 2022

Good value

5
RCI bank are always at the high end of the % paid on savings accounts. Customer service staff are always polite and professional Reviewed on: 17th January 2022

Saving the Savers

5
Safe Hands Take the Strain. Listening ears steer confidence Turning heads stirs commitment Regular contact Builds customer confidence Reviewed on: 17th January 2022

Easy safe and flexible

5
Easy to open an account and manage it online. Can easily transfer funds in and out of my linked current account and my savings ate protected by the Fscs. Interest rates are as expected in line with others. Reviewed on: 17th January 2022

Easy to use and good customer services

5
Whenever I have an issue it’s easy to contact a member of staff with a short wait. Website clear and user friendly Reviewed on: 17th January 2022

First class online savings service

5
I have used quite a few banks but RCI stands out for its online service. It feels totally secure while minimising hassle compared to others. The interest rate is at least as good or better than elsewhere, paying in is straightforward and withdrawals are handled quickly and efficiently. Everything one wants from an online savings account! Reviewed on: 17th January 2022

Great Service

5
In these difficult times customer service has been exemplary and Interest rates are ahead of competitors Reviewed on: 17th January 2022

Tried and trusted

4
Have used this company for a while for reliability and good savings rates Reviewed on: 17th January 2022

Good quality savings in difficult times

5
Interest rates are very low you need to scrabble around for good rates but RCI Bank combine leading rates with a great way of talking to you and an easy to use app. Just what an iPhone user needs. Reviewed on: 17th January 2022

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