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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Interest rates barely competetive

3
I've looked around and there are better rates but in general none are too good Reviewed on: 17th January 2022

User friendly

4
Great communication with easy use app Reviewed on: 17th January 2022

Great online bank

5
Great savings rates, easy to operate online. Reviewed on: 17th January 2022

Simple and effective

4
The web based service is always working reliable. The account is easy to navigate whilst having all the functionality you will ever need. Reviewed on: 17th January 2022

Convenient Baking

5
Simple online savings with no fuss and good interest rates. Reviewed on: 17th January 2022

Competitive rates and fast app

5
Competitive rates and fast, complete and informative app. I invest in many online banks. Rci is one of the best Reviewed on: 17th January 2022

jpd

5
an easy to use bank with good interest rates Reviewed on: 17th January 2022

Simple easy access to your savings

4
Transparent account with competitive interest rates. Easy withdrawals using the app. Money in nominated account next day. Reviewed on: 17th January 2022

Easy banking

5
I had a lump sum of money I wanted to deposit. RCI bank offered a good rate of interest, the account was easy to set up on line and the on line banking is easy to use with withdrawals only taking a couple of days to come through. Reviewed on: 17th January 2022

Easy to use

5
I have had a Freedom Saver account with RCI for a couple of years now. Easy to use and transactions move when they say they will. Interest rates change with the Bank of England and don’t drag. Reviewed on: 17th January 2022

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