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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

It's ok

3
Nothing to tell, be more competitive with your internet rate Reviewed on: 17th January 2022

Easy interface with a competitive rates

5
It works without problems and you can split your monies in separate accounts for simple control of your savings. Reviewed on: 17th January 2022

Satisfied Customer

5
Good customer service and competitive rates. Reviewed on: 17th January 2022

Excellent

5
Transfers are always dealt with promptly and their interest rate has remained near the top of the ratings. Reviewed on: 17th January 2022

Okay account if you do not have anywhere else to put your money

3
Generally there is little Customer Service offered by the banks today, the standard has declined, branches have closed or we are just offered internet. When we have a problems or our account is not treated fairly, the banks RCI included do little to resolve our complaint, often leaving us with the Financial Services Ombudsman. Interest rates are all time lows, no incentives to leave money with RCI or any other bank, and if they do not like your reaction then they close the account. My wife made a mistake with her internet banking log-in about TWO YEARS AGO, she was locked out and until this day she has no access to our meney on deposit with RCI.. Reviewed on: 17th January 2022

An Excellent and simple banking partner.

5
Very simple to use app and great banking partner. Fair interest rates. Reviewed on: 17th January 2022

Best saving account I ever had

5
Very friendly and easy accessible customer service, they also provide the highest saving rate on the street. Have been with RCI for last 5 years and super happy about it Reviewed on: 17th January 2022

Competitive bank

5
Excellent service competitive returns. Reviewed on: 17th January 2022

Good experience

4
Needed to spread out my cash across banks and this account was perfect Reviewed on: 17th January 2022

Excellent service

5
Keeping you up to date and friendly service Reviewed on: 17th January 2022

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