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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great product

5
Easy to set up online and manage through the iPhone app Reviewed on: 17th January 2022

Competitive savings rates

5
I have had a savings account with RCI bank for a few years now. Their interest rates are more competitive than other banks/building societies. Very easy to access my savings and good banking app. Reviewed on: 17th January 2022

Best savings account

5
I have been using RCI for my savings accounts for years. They have the most competitive rates, even during the pandemic, and excellent customer service. Reviewed on: 17th January 2022

Great savings accounts and 100% trustworthy

5
Great bank to deal with with a fantastic service and brilliant app so I can manage my money easily. Very simple to understand and very good customer service. Reviewed on: 17th January 2022

Good Bank

5
Good Bank with OK rate of interest! Reviewed on: 17th January 2022

Fiddly log on, long transfer time

4
Lock on is fiddly with non-memorable user name and many authentication steps Transfer of funds out takes longer than other bank's savings accounts Reviewed on: 17th January 2022

Rate level

3
One of the few banks who treat loyal customers same as new customers, one of the few who increased rates when BoE rate changed. Reviewed on: 17th January 2022

happy to recommend

5
Have been a customer for several years and have enjoyed good savings rates and easy trouble free contact. Reviewed on: 17th January 2022

Great service

5
Great service with monthly on line statements and instant withdrawals Reviewed on: 17th January 2022

Awesome flexible freedom savings!

5
RCI gives us great interest with flexibility - and the confidence to invest in an instant withdrawal account for the real world ! Reviewed on: 17th January 2022

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