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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Yaaaay RCI!

5
Always helpful, easy to contact and great interest rates! Reviewed on: 17th January 2022

one of the best

4
RCI is a trustworthy bank with flexible ptoducts Reviewed on: 17th January 2022

Flexible savings with a decent return

4
I've used this as my main savings account for many years and would recommend it because it provides a good balance between flexible access and a decent interest rate. Reviewed on: 17th January 2022

Simply the Best!!!

5
RCI Bank are the best in the business!! I cannot fault them at all, their customer care is excellent, I wouldn’t change a thing! So is their IT services. Never have I had any problems logging into my account, or experienced any IT issues!! Whilst many banks & Building Societies. Withheld any increase to their interest rates on saving accounts, when the Bank base rate increased. RCI Bank gave me my interest rate increase immediately, that really impressed me!! Keep up the excellent work RCI Bank!! Reviewed on: 17th January 2022

Easy to use

5
A online bank that is easy to use and pays a good rate of interest and regular updates to keep you informed Reviewed on: 17th January 2022

Easy and efficient

5
Easy to set up and use, good terms and conditions, good interest rate. I looked around quite a while before choosing this account and I'm very happy with it Reviewed on: 17th January 2022

Perfect for what I needed

5
When we sold our house to move to another project, I needed somewher to put the money while we were arranging to buy another property and renovate. RCI provided the perfect answer. Draw the money out whenever it is needed but also giving top interest while not needed. Reviewed on: 17th January 2022

Very simple and easy to access

5
It is easy to access, withdraw and pay in funds. Customer care is good and interest rates are competitive. Reviewed on: 17th January 2022

Helpful and Friendly Customer Service

5
I have been with RCI a number of years and find the service excellent and the staff most helpful. Reviewed on: 17th January 2022

Good bank

5
Really good customer service and easy mobile banking app. No issues Reviewed on: 17th January 2022

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