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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

RCI Bank Freedom Savings

The only bank account I have ever had where interest rates go up. Every other bank creates a new account with higher rates and leaves 'loyal' customer on old low rate account. Reviewed on: 17th January 2022

All round good experience with Freedom account.

I’ve had my Freedom account for a while now and it’s still a top-performer for instant access/no penalty accounts with a very competitive rate, and as a long-standing customer I get a slightly higher rate than new customers. Never had any problems, the website is easy to use and has all the information I require to hand. I have recommended the account to friends and family and I think a few have gone ahead and opened an account. Reviewed on: 17th January 2022

Simple, easy,. Does what it says on the tin...

Easy to set up. Easy to manage... works exactly how they say it does, transfers are timely and there are no issues at all - which in today's world is a wonderful (but sadly rare ) outcome. The tech works, the customer service works and the experience is great... thank you RCI. Reviewed on: 17th January 2022

RCI review

Easy way to save and easy to use app makes it simple to view my savings, top up on the go or request a withdrawal. Reviewed on: 17th January 2022

Excellent Service

The Account is an online Account and I have had no problems operating the Account online. The staff are very helpful whenever I raised an enquiry. about my Account. Reviewed on: 17th January 2022

Good service & savings rates!

As an online only bank, RCI in addition to having good savings rates, they have quick & efficient customer service too. Reviewed on: 17th January 2022

Easy to manage

Easy to manage account online with competitive interest rate and even easier with new APP Reviewed on: 17th January 2022

Rates could be better but easy to access and use app

I like the app, easy to access my savings although takes a day or two to withdraw Reviewed on: 17th January 2022

Competitive interest rates easy to navigate website and general good ommunication

A business I trust. Great communication. Reviewed on: 17th January 2022

It does what it says on the tin

I’ve had this account for several years now, wether paying in or taking out it couple easier. The interest rate may have gone done recently but it’s one of the first to go back up. I’d recommend RCI to anyone. Reviewed on: 17th January 2022

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