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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great experience and rewarding rates

5
I chose RCI banks freedom account because I wanted to maximise my interest and have easy access to my money. RCI has consistently moved first to increase its rates and has not been first to reduce them which confirms my trust in their brand. They didn't waste loads of money on gimmicky apps but invested in an easy to use website and more recently an app which gives me all I need. I've never had to call the contact centre because I can do everything I want without needing to! Cheers RCI! Reviewed on: 17th January 2022

Efficient

5
Always efficient and online banking very easy and clear. Reviewed on: 17th January 2022

Easy to use

5
The website is easy to use and interest rates are competitive Reviewed on: 17th January 2022

Best rates and easy access

5
I’ve had an RCI account for several years and think it is one of the best examples of its kind. Rates are always at least marginally, if not significantly, better than the competition, there are no withdrawal penalties and my money is very easily accessible online. Highly recommended. Reviewed on: 17th January 2022

Flexible and fair

5
I use my RCI account to stash money which I know I'll need, but I want to earn a little interest. It's totally painless to do, very flexible and I appreciate how they change interest rates with a proper explanation. Reviewed on: 17th January 2022

So easy to set up and use

5
Online experience is great Reviewed on: 17th January 2022

Efficient

5
Quick and easy to use, even for an octogenarian. Reviewed on: 17th January 2022

Keeping Things Simple

5
RCI site is easy to navigate and makes paying in and withdrawing cash very easy. Reviewed on: 17th January 2022

Excellent performance

5
RCI communicates very well and is entirely transparent. They give as good rates as you will get anywhere. Reviewed on: 17th January 2022

Excellent Bank and Good Customer Service.

5
Been with RCI Bank for years and they are excellent. I would never move elsehere. Reviewed on: 17th January 2022

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