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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Excellent service and continually good rates

5
Have always found customer service to be very helpful and efficient in dealing with any issues I might have, the rates on the account has always been very good and fair. Reviewed on: 17th January 2022

Freedom when you want it.

5
After many years of fixed term contracts, it was great to be offered freedom with my account, and at such a good annual rate. Whilst having the reluctance and wisdom to not touch the my savings, my return was great after a year, but having that safely net of accessibility is perfect. Reviewed on: 17th January 2022

So easy to use

5
Excellent website, very easy to navigate. Reviewed on: 17th January 2022

What's Not To Like?

5
Easy to use website, and rapidly responsive to market changes of interest rate Reviewed on: 17th January 2022

Easy access

5
Money in through any bank of your choice, withdrawals quick and easy through Internet access, simple. Reviewed on: 17th January 2022

Easy and trust worthy

5
I have had a freedom account with RCI for several years now and I’ve never been with a bank where having an account is so easy to understand, straight forward and simple to use. I’m a very happy customer of RCI bank and highly recommend them to anyone who needs a savings account. Reviewed on: 17th January 2022

Ahead of the others

5
Ahead of the high street banks with better interest rates & is very easy & safe to save and withdraw funds. Reviewed on: 17th January 2022

Easy to manage

5
I've had an account for 18 months, and besides offering great rates the account is very easy to manage via the app. Reviewed on: 17th January 2022

RCI Thank you ,

5
With there interest rate and customer service they are giving more than others . Reviewed on: 17th January 2022

Straightforward, easy to operate

5
I like the little extras, like acknowledging internet deposits. And am impressed that my rate was put up at the end of the year, when others were levelling down. I feel RCI’s integrity is above average. Reviewed on: 17th January 2022

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