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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Banking made simple

Reliable and very competitive bank. Easy to join, with fast and efficient service. Reviewed on: 17th January 2022

Easy online experience competive interest

Easy to use website. Competitive interest rates, whilst being able to withdraw money whenever needed with no penalties. Reviewed on: 17th January 2022

R C I Savings Account

I have found it is very easy to put money in and take money out and the interest rate is good Reviewed on: 17th January 2022

good financial institution

Whenever I've had a query the staff in the phone are really helpful and polite. Now, the interest rates are competitive. Easy website to manage. Reviewed on: 17th January 2022

A reactive saving scheme

Timely communication with competitive rates at a time of volatility. Reviewed on: 17th January 2022

Consistently The Best Instant Access Savings Account

RCI has consistently offered the best interest rates on their instant access account. With full FSCS protection it remains my favourite place for liquid savings. No need to keep moving money around to find the best deals. Just stick with RCI Bank! Reviewed on: 17th January 2022

Easy to set up

I wanted a relatively high interest account with ease of access. RCI delivered in spades. Reviewed on: 17th January 2022

Now with the app is even better

I've been with RCI for at least 8 years. I am very happy with it and the flexibility of the freedom saving account! Since they released their app, the experience is even better and easier Reviewed on: 17th January 2022

Very easy to set up online.

Never had any problems. After I log on & access my account, if I want to know something, the information is there! Reviewed on: 17th January 2022

One of the higher interest paying accounts out there.

It seems like not too many accounts actually pay interest anymore, but RCI still offers one of the higher rates available. Reviewed on: 17th January 2022

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