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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Banking made easy

5
One of the best interest rates overall Easy access online banking. Reviewed on: 17th January 2022

Ease of use

5
Very easy to use the account and pays one of the best interest rates Reviewed on: 17th January 2022

Would highly recommend

5
RCI was recommended to me many years ago by a work colleague and I have recommended them to others since. They always send a notification when I deposit money and when I withdraw it so I always know what's going on and they always seem to have the best interest rates too. Can't fault them. Reviewed on: 17th January 2022

Easy to use

5
Never had any bother with RCI, the website and app are easy to use. Interest rate is about as good as I've seen on the market for instant access accounts. Good experience overall. Reviewed on: 17th January 2022

Great value and easy to access

5
RCI's Freedom Savings Account, which I have had for several years, is great value. It has maintained a relatively high interest rate for easy access savings during these difficult times for savers, and I am very satisfied with it. Reviewed on: 17th January 2022

Excellent Savings Bank

5
I have been with RCI a number of years now and even when interests rates have fallen, they have consistently offering a very competitive rate. Their app is also very intuitive and easy to use. Reviewed on: 17th January 2022

Excellent bank

4
This bank is very customer orientated. when possible it raises the interest rates on the saving account Reviewed on: 17th January 2022

Simple to operate

4
Simple to operate and quick to increase the interest rate Reviewed on: 17th January 2022

Excellent no nonsense, flexible account with very competitive interest

5
Everything about dealing with and using RCI as a bank has been easy - from the initial account set-up to the app and website functionality to the mobile communication to alert or confirm transfers. The interest on the account is very competitive compared to most other banks offering such flexibility. I have recommended RCI to friends and relatives. Reviewed on: 17th January 2022

Freedom Savings Account

5
Had an account with RCI for a number of years now, no issues either making a deposit or withdrawl Reviewed on: 17th January 2022

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