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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,984 reviews, last reviewed 31st May 2026
4% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use account with competitive rate of interest. Easy to use account with competitive rate of interest. Reviewed on: 31st May 2026
David's avatar
David

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11984)

Excellent no nonsense, flexible account with very competitive interest

5
Everything about dealing with and using RCI as a bank has been easy - from the initial account set-up to the app and website functionality to the mobile communication to alert or confirm transfers. The interest on the account is very competitive compared to most other banks offering such flexibility. I have recommended RCI to friends and relatives. Reviewed on: 17th January 2022

Freedom Savings Account

5
Had an account with RCI for a number of years now, no issues either making a deposit or withdrawl Reviewed on: 17th January 2022

Easy to use website

4
Reasonable interest rate, and easy to use website make this a good choice for me.. Reviewed on: 17th January 2022

Straightforward

4
A little more interest would be welcome, of course, but it's easy to use. Reviewed on: 17th January 2022

Excellent

5
Excellent bank with excellent rates! Reviewed on: 17th January 2022

Just another bank

2
IKt seems strangeb that as soon as bank rates go down the interest paid goes downm just, presumably to fund low interest rates on new renault cars and yet the return on moaney saved still lags far below inflation. Having said that as poor investments go this is a better poor investment than most Reviewed on: 17th January 2022

Gold standard service

5
RCI staff always understanding and helpful whenever I contact, clear explanations or instructions and always happy to help Reviewed on: 17th January 2022

Easy to use a d always efficient

5
If there is a need to phone they are always helpful and getting through is not difficult Reviewed on: 17th January 2022

Honest and Fair Bank

4
RCI is an honest bank who offer competitive rates for savings in the current market. Communication is very good and account feels safe with this bank. Reviewed on: 17th January 2022

Easy access NO penalty

5
Very reasonable interest rate, with excellent transaction times. I strongly recommend this Bank and this product in particular. Reviewed on: 17th January 2022

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