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RCI Bank: Freedom Savings Account reviews

4.88
Based on 8,604 reviews, last reviewed 31st Jan 2026
62850% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive interest rates. Competitive interest rates. Rate increases applied quicker than most Reviewed on: 31st January 2026
Alan M's avatar
Alan M

Latest lowest rating:

1

Little to say as all runs smoothly, no dramas! Little to say as all runs smoothly, no dramas! Interest rates are competitive, systems easy to use. I presume customer service is good but I've hardly... Read more Reviewed on: 29th January 2026
Tony Burt's avatar
Tony Burt

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (8604)

Review of the RCI Bank, Freedom Savings Account:

Untrustworthy bank

1
Lost my trust with this bank and there is no way to ever restore it after they suddenly removed my linked account without any explanation and took months to restore it by forcing me to reapply by post. I could not use my own money when we needed it desperately. It caused unnecessary anxiety, RCI did not even apologised. Now trying to withdraw my savings and move it to another more reliable provider with much much better and more competitive rate, the bank has kept my money for nearly a week when it says one business day. So it’s not earning any interest as it’s not appearing in the RCI account and also not in my personal bank account.I used to believe RCI was a decent bank but no longer. Reviewed on: 11th February 2023

Easy to use website.

5
Easy to use website. Clear communications. Everything done as they say it will be Reviewed on: 29th January 2026

They are always improving the customer experience.

5
They are always improving the customer experience. Recently, fund transfer times have been reduced which removed the only bug bear I had with the account. Reviewed on: 29th January 2026

Transfer was easy

5
Transfer was automatic and problem free Reviewed on: 29th January 2026

Easy to use and very flexible.

5
Easy to use and very flexible. I find it a very handy place for savings that can easily accessed with quick transfers when needed. Reviewed on: 29th January 2026

Wonderful bank

5
The app is very easy to use and I have never had any issues with the bank. They recognise their present customers by giving them the same rates as new customers and nothing is ever any bother Reviewed on: 29th January 2026

Easy access - clear website - secure service

5
Easy access - clear website - secure service Reviewed on: 29th January 2026

Excellent

5
Used for many years, both personal and joint accounts. Never had a problem, excellent Reviewed on: 29th January 2026

Positive experience.

5
Positive experience. Savings account offers a reasonable interest rate. Reviewed on: 29th January 2026

Very easy to use website and good interest ratesI need.

5
Very easy to use website and find info I need. Interest rates always competitive Reviewed on: 29th January 2026

Excellent competitive bank, easy to use and good ser...

5
Excellent competitive bank, easy to use and good service. Reviewed on: 29th January 2026