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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.85 (8960 reviews)

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4.88

Based on 8,960 reviews, last reviewed 4th Feb 2026

79350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Excellent for the elderly. We have had a Freedom Savings Account with the RCI Bank since November 2017. We have always found it very easy to move money in and out of the account... Read more Reviewed on: 4th February 2026

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026

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About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (8960)

Review of the RCI Bank, Freedom Savings Account:

Untrustworthy bank

Lost my trust with this bank and there is no way to ever restore it after they suddenly removed my linked account without any explanation and took months to restore it by forcing me to reapply by post. I could not use my own money when we needed it desperately. It caused unnecessary anxiety, RCI did not even apologised. Now trying to withdraw my savings and move it to another more reliable provider with much much better and more competitive rate, the bank has kept my money for nearly a week when it says one business day. So it’s not earning any interest as it’s not appearing in the RCI account and also not in my personal bank account.I used to believe RCI was a decent bank but no longer. Reviewed on: 11th February 2023

Good rates, user-friendly website

Good rates, user-friendly website Reviewed on: 2nd February 2026

Value for money and good customer service

Consistently good value for money and excellent customer serevice. Always adjust interest rates in customers favour more quickly than other banks Reviewed on: 2nd February 2026

Consistantly competitive intertest rates

Consistantly competitive intertest rates Reviewed on: 2nd February 2026

Competitive interest rate and very easy to operate

Competitive interest rate and very easy to operate Reviewed on: 2nd February 2026

Have saved with RCI for may years and they've consis...

Have saved with RCI for may years and they've consistently offered market leading rates and a standard of communication. Reviewed on: 2nd February 2026

I've used you with various accounts over the years,...

I've used you with various accounts over the years, they are all good - this one I treat as our bedrock for instant access. Reviewed on: 2nd February 2026

A fair trader.

I chose RCI because it has an excellent website, good rate of interest and always proactive in advising changes and the reason why. I have never had any problems paying in or drawing out monies, and I find that it satisfies my need for a good reliable bank that treats its customers fairly Reviewed on: 2nd February 2026

Interest rates are competitive and flexible.

Interest rates are competitive and flexible. Easy to manage account online and switch accounts for better interest rates. Reviewed on: 2nd February 2026

Account was easy to setup I also I setup a bonus acc...

Account was easy to setup I also I setup a bonus account to save for a rainy day. It is so easy to transfer between the accounts on the app. Reviewed on: 2nd February 2026

Informative , helpful customer service.

Informative , helpful customer service. Informed we'll by emails re any changes / relevant updates .App easy to use , even for oldies . Reviewed on: 2nd February 2026

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