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RCI Bank: Freedom Savings Account reviews

4.88
Based on 8,961 reviews, last reviewed 4th Feb 2026
79400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy online banking with good interest rates I've not had to use customer service so unable to comment. The online banking is easy to use. Reviewed on: 4th February 2026
Michelle K's avatar
Michelle K

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (8961)

Review of the RCI Bank, Freedom Savings Account:

Untrustworthy bank

1
Lost my trust with this bank and there is no way to ever restore it after they suddenly removed my linked account without any explanation and took months to restore it by forcing me to reapply by post. I could not use my own money when we needed it desperately. It caused unnecessary anxiety, RCI did not even apologised. Now trying to withdraw my savings and move it to another more reliable provider with much much better and more competitive rate, the bank has kept my money for nearly a week when it says one business day. So it’s not earning any interest as it’s not appearing in the RCI account and also not in my personal bank account.I used to believe RCI was a decent bank but no longer. Reviewed on: 11th February 2023

Informative , helpful customer service.

5
Informative , helpful customer service. Informed we'll by emails re any changes / relevant updates .App easy to use , even for oldies . Reviewed on: 2nd February 2026

Good interest rates, easy to use

5
Good interest rates, easy to use website, easy to transfer money between accounts Reviewed on: 2nd February 2026

Customer support excellence

5
Always helpful and knowledgeable with product information.. Reviewed on: 2nd February 2026

Always Competitive Interest Rates on Savings Accounts

5
Always clear regarding interest rates on accounts. Always clear updates when rates change. Reviewed on: 2nd February 2026

Would highly recommend

5
Really easy to open, transfer funds in and out and competitive rate of interest Reviewed on: 2nd February 2026

Integrity and efficiency

5
I particularly like RCI's honest and straightforward way of doing business. Reviewed on: 2nd February 2026

A dynamic home for my savings.

5
A dynamic home for my savings. Interest rates regularly changed to reflect changes in the market. Reviewed on: 2nd February 2026

RCI IS THR BEST BANK I HAVE EVER SAVED WITH.

5
RCI IS THR BEST BANK I HAVE EVER SAVED WITH. GREAT RATES OF INTEREST . EXCELLENT WEBSITE . HELPFUL STAFF. VERY GOOD COMMUNICATION REGARDING DEPOSITS ,WITHDRAWALS ,INTEREST RATES ETC Reviewed on: 2nd February 2026

Always helpful on phone

5
Always helpful on phone if needed and easy use online Reviewed on: 2nd February 2026

Easy to use and very flexible to withdraw money with...

5
Easy to use and very flexible to withdraw money with no limits. Reviewed on: 2nd February 2026

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