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RCI Bank: Freedom Savings Account reviews

4.88
Based on 8,995 reviews, last reviewed 9th Feb 2026
81000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Decent interest rates and easy to use website... Very easy website to use decent interest rates and FSCS backed.. . . . Transactions dealt with quite efficiently. Reviewed on: 9th February 2026
Martin B's avatar
Martin B

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
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plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (8995)

Review of the RCI Bank, Freedom Savings Account:

Untrustworthy bank

1
Lost my trust with this bank and there is no way to ever restore it after they suddenly removed my linked account without any explanation and took months to restore it by forcing me to reapply by post. I could not use my own money when we needed it desperately. It caused unnecessary anxiety, RCI did not even apologised. Now trying to withdraw my savings and move it to another more reliable provider with much much better and more competitive rate, the bank has kept my money for nearly a week when it says one business day. So it’s not earning any interest as it’s not appearing in the RCI account and also not in my personal bank account.I used to believe RCI was a decent bank but no longer. Reviewed on: 11th February 2023

An app that works first time every time.

5
An app that works first time every time.... transactions are seamless... Great communication from RCI on all matters Reviewed on: 2nd February 2026

Good savings provider!

5
Always easy to log on and to transact. Interest rates consistently competitive. Reviewed on: 2nd February 2026

Reliable & competitive

5
Clear communication, online portal is easy to use. Changing interest frequency is a convenient option., & linked accounts for secure withdrawals. Reviewed on: 2nd February 2026

App user friendly, easy to get through on phone if n...

5
App user friendly, easy to get through on phone if need to and staff helpful and knowledgeable. Reviewed on: 2nd February 2026

Excellent customer service

5
Prompt information, quick transfer time, good rates of interest, choice of accounts Reviewed on: 2nd February 2026

Competitive interest rates and good customer service.

5
Competitive interest rates and good customer service. Excellent customer service when requesting information.. I would not consider going elsewhere with my savings . Reviewed on: 2nd February 2026

Freedom Savings Account One of Best of its Kind

4
Online banking with RCI is seamless & comms that come from them are very clear. Interest rate on Freedom Savings account which is an easy access one is very good for this type of account & moves favourably/quickly when BoE interest rates change. Reviewed on: 2nd February 2026

being able to transfer money in and out to a designa...

5
being able to transfer money in and out to a designated bank account is great, always happens in a timely manner. Reviewed on: 2nd February 2026

Good tax.

5
I don't have to call them often as their online banking is so simple Reviewed on: 2nd February 2026

Rci bank used great for transferring and saving money

5
Rci bank used great for transferring and saving money Reviewed on: 2nd February 2026

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