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RCI Bank: Freedom Savings Account reviews

4.89
Based on 10,516 reviews, last reviewed 17th Mar 2026
304800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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10%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

Competitive rate of interest. The money earns a competitive rate of interest and can be accessed within 24 hours. It is easy to operate and feels secure. For example we can only pa... Read more Reviewed on: 17th March 2026
Gillian D's avatar
Gillian D

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (10516)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Secure savings plan.

5
RCI offer excellent accounts with great rates. This is the second account I have had with them and I would highly recommend this to anyone else for a secure savings plan. Reviewed on: 29th January 2026

Great customer service & competitive ratesuve

5
Account was easy to open. Competitive interest rates, and an easy to use web site. Good communicator, with helpful email and phone responses. Reviewed on: 29th January 2026

very good efficient and speedy and staff very polite...

5
very good efficient and speedy and staff very polite and helpful Reviewed on: 29th January 2026

Good interest rate, fast transactions

5
I have not had a reason to contact them by telephone etc, so I can't comment on their customer service Reviewed on: 29th January 2026

Easy to set up savings account, good interest rate

5
The account is easy to set up, gives a good interest rate, is FSCS protected and telephone calls are answered promptly. Reviewed on: 29th January 2026

Review RCI Bank

3
The only problem I have is the delay between instructing a withdrawal and the money arriving in my linked bank account. Reviewed on: 29th January 2026

Market Leader

5
RCI Bank (rcibank.co.uk) is a real, authorized online savings bank in the UK, part of Renault's global banking group (Mobilize Financial Services), regulated by the FCA/PRA, and deposits are protected by the FSCS up to £120,000 . They offer online savings accounts, not physical branches, and are known for digital accessibility and competitive rates. Reviewed on: 29th January 2026

good consistent rates

5
I have held a Freedom Savings Account for as number of years and although I check rates from other providers I have not considered changing from RCI as their rates continue to remain competitive and service is good Reviewed on: 29th January 2026

RCI bank are brilliant.

5
RCI bank are brilliant. Everything is so easy to be able to manage my money. Reviewed on: 29th January 2026

Love this account, money appears in my current accou...

5
Love this account, money appears in my current account next day. No waiting now brilliant. Reviewed on: 29th January 2026

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