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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Simple, Safe, Hassle Free Banking.

5
Simple, safe, hassle free banking. Good interest rate which goes up as quickly as it goes down! Reviewed on: 11th March 2026

Flexibility and ease

5
Flexible, easy access savings account with competitive interest rates and easy to use app. Reviewed on: 11th March 2026

Competitive interest savings rate.

5
Easy to use on line site and competitive interest savings rate. Reviewed on: 11th March 2026

(One of) the best flexible savings account

5
RCI give some the of the best interest rates for a flexible account on the market, withdrawals are unlimited and very quick (same day) and likewise, paying in is very easy. Reviewed on: 11th March 2026

excellent customer services and simple and easy to u...

5
excellent customer services and simple and easy to use online App Reviewed on: 11th March 2026

Really good experience with the bank.

5
Really good experience with the bank. Good interest rates. Fast withdrawals when needed. Reviewed on: 11th March 2026

I have been a saver with RCI since 2015 and have no...

5
I have been a saver with RCI since 2015 and have no complaints and found no reason to contact them. I can very easily operate my account online and through their App. Reviewed on: 11th March 2026

Easy to use phone app for making a deposit or to wit...

5
Easy to use phone app for making a deposit or to withdraw funds to a nominated account Reviewed on: 11th March 2026

My RCI account is so easy to set up and manage.

5
My RCI account was so easy to set up and manage and has a great interest rate. I can easily check my balance and interest rate. RCI provide a timely and detailed online summary of interest paid for tax purposes. I wish all savings accounts were the same. Reviewed on: 11th March 2026

Recently joined RCI

5
I’ve recently joined RCI after being recommended by my partner who’s used this company for years. I’ve switched from HSBC savings which only offered a 1% interest rate which was very poor considering I’ve been with them for 20+ years. RCI offer amazing interest rates, the set up was super quick and easy and very safe to use. I’m looking forward to branching open into different accounts in the future! Reviewed on: 11th March 2026

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