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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Very competitive rates, easy opening, simple app int...

5
Very competitive rates, easy opening, simple app interface, and great customer service Reviewed on: 3rd February 2026

Excellent service and great rates

5
Excellent service and great rates Reviewed on: 3rd February 2026

Refreshingly simple processes at a friendly bank.

5
I have had good experiences with RCI banking ranging from initially an excellent fixed term saving through to now the freedom savings account. Very prompt replies to messages I have sent using secure messaging. Reviewed on: 3rd February 2026

Very easy to navigate and access

5
Very easy to navigate and access Reviewed on: 3rd February 2026

IN praise of RCI.

5
It is comforting to be regarded as a client, rather than a statistic. RCI approach makes you feel that you are a member of the club even though you are only a small cog.The impression is you are as valued and receive the same accord as a major investor. Reviewed on: 3rd February 2026

Never a problem and good rates

5
Never a problem and good rates easy to use the smart online app Reviewed on: 3rd February 2026

I've had my Freedom account with RCI Bank for many y...

5
I've had my Freedom account with RCI Bank for many years and not once had a problem. The app is capable and intuitive and interest rates are competitive. Reviewed on: 3rd February 2026

RCI Bank--Simply the Best

5
Straight forward and very competitive interest rate with an easy-to-use banking website. Reviewed on: 3rd February 2026

Happy Customer

5
I've had my Freedom savings acct for several years now. The rate stays competitive and reasonable. Logging into and out of the account is very straight-forward and easy. Website graphics are simple and readable, while also conveying the information I need, like acct name and current balance, easy dropdowns for statements, transactions, interest, withdrawals. In my view, it is the best of the banking websites. Reviewed on: 3rd February 2026

It's fine

4
I have very little to say. It's a savings account and the rates good. Reviewed on: 3rd February 2026

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