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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Good Website for Technophobes

Easy to use website and generous with the interest rates. Can't fault them really Reviewed on: 3rd February 2026

Account easy to use with consistently good interest...

Account easy to use with consistently good interest rates Reviewed on: 3rd February 2026

Great on-line service.

Great on-line service. Easy to navigate. Fantastic savings interest rates Reviewed on: 3rd February 2026

Excellent Account.

This account has offered consistently compeitive interest rates over a prolonged period of time accompanied by a user friendly app and good customer service/ communications. Reviewed on: 3rd February 2026

Efficient Banking

Even though it is an online bank, it is always efficient & prompt. It gives a good service for what I require. Reviewed on: 3rd February 2026

RCI Bank has become my favourite savings platform.

RCI Bank has become my favourite savings platform. The website is a no-fuss, easy-to-navigate experience, and the telephone staff have always been polite and helpful. Furthermore, RCI is always the last bank to decrease interest rates and the first to raise them after Bank-of-England rate changes. I have recommended all three sons to save with RCI Reviewed on: 3rd February 2026

Very competitive rates, easy opening, simple app int...

Very competitive rates, easy opening, simple app interface, and great customer service Reviewed on: 3rd February 2026

Excellent service and great rates

Excellent service and great rates Reviewed on: 3rd February 2026

Refreshingly simple processes at a friendly bank.

I have had good experiences with RCI banking ranging from initially an excellent fixed term saving through to now the freedom savings account. Very prompt replies to messages I have sent using secure messaging. Reviewed on: 3rd February 2026

Very easy to navigate and access

Very easy to navigate and access Reviewed on: 3rd February 2026

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